Play Money Tree Online For Free

by Robert

Feb 06, 2026

If golden dragons, shining koi, and jackpot-laden trees sound like a good time, the Money Tree demo slot is probably for you. Right here on this page, you can spin Swintt’s “Money Tree” absolutely free, no signup, no mess, nothing but good old clicking and watching coins (well, play coins) drop. I spent a good chunk of time on the free demo, and this review’s got all the real, hands-on details from that experience: stuff like gameplay quirks, bonus surprises, and my honest takes on the features, including a few I didn’t totally expect. You’ll also find my breakdown of which slots scratch the same itch and how to check them out for free, plus info on where to play the real-money version if you want to go down that rabbit hole.

Money Tree - Game screenshot with vibrant graphics.

Looking to try other slot demos for fun? Head over to our demo slots no registration page for more free slot machine games without downloading or registration.

Money Tree: The Basics & How to Play

Money Tree is a 5-reel, 3-row slot built by Swintt, a provider that’s made some noise with its flashy visuals and busy bonus features. Right from the first spin, you can tell this game leans into the whole “lucky gold” theme, with classic Chinese good luck symbols all over the place; think dragons, tigers, coins, the works. It’s got 50 fixed paylines, which is more than some older slots, so you’re not fiddling with payline settings.

Before you spin, you can set your bet range using the arrows on the screen. Bets start really low and go up high; though in the demo, it’s all for virtual coins anyway. The info (or “i”) button brings up the paytable, which I actually liked as it lays out exactly what you get for matching different symbols. Not gonna lie, the game reminded me a little of 88 Fortunes and those other Asian-themed, bright-lights bonus slots, but with a few more jackpots thrown in.

Stuff that jumped out to me:

  • Bonus Buy is available in the demo, so you can trigger the bonus round instantly without waiting.
  • There’s a big focus on collecting lucky coins for multipliers, and occasionally you’ll get to pick pots for a jackpot.
  • Autoplay settings are solid, and you don’t have to keep clicking each spin if you don’t want.
  • Free spins and respins pop up, but not as often as you might think.
Money Tree - Product photo with bonus buy option.

If you like a slot with features stacked on features on more features, that’s what you’re getting here. If not, the layout is still clean and easy for complete beginners.

Money Tree RTP & Volatility

Money Tree’s default RTP is 96.48%. That’s a tad higher than the average for online slots, so I’d include it on any list of high RTP slots you’ll find. Operators can actually lower the RTP setting, but if you’re in demo mode, you always play with the 96.48% version.

When it comes to volatility, Money Tree is right at the “high volatility slots” end. In the demo, I definitely noticed some stretches where nothing much happened, then out of nowhere, a surprise bonus feature or a nice line hit livened things up. Hit frequency lands around 17%, so don’t be surprised if you see a bunch of dry spells mixed with sudden excitement, like the bonus wheel or big symbol combos. Every spin is totally random; no amount of “feeling lucky” will change that.

The bonus rounds, in my spins at least, didn’t trigger as often as straightforward line wins, but the trade-off is those features can pay much bigger if they hit. If you want constant small wins, this probably isn’t for you. If you like big win slots with the chance at some massive multipliers, you’ll see why this volatility might suit your taste.

Money Tree - Product photo with bonus trigger visible.

How to Win on Money Tree: Symbols & Payouts

Wins in Money Tree land across 50 fixed paylines; no guesswork, just line up matching symbols left to right starting from the first reel. You need at least three-of-a-kind for most payouts, though the tiger symbol (the highest value) will pay even if you land just two.

Low pays are those usual J, Q, K, A card faces. Medium pays include golden frogs, turtles, and fish, while the golden tiger is the money symbol here, maxing out at 40x for five in a row. Wilds help make combos, and lucky coin symbols are the ones you really want as they can trigger the multipliers or the bonus pick feature. I found the Pot Pick bonus is where you have a shot at a progressive jackpot. Sometimes bonus rounds appear after about 40-60 demo spins, but with high volatility, that’s normal.

There’s a Bonus Buy button in the demo, which lets you see how the big features work without waiting. No payout gambling mini-game here; just features, bonuses, and standard payouts. For players who want to test, you’ll get a taste of how the slot’s bonus mechanics really shape things, especially with the bonus buy slots feature included.

Money Tree - Product photo with big win display

Money Tree Jackpot

Money Tree features not just one, but four progressive jackpots: Minor, Major, Maxi, and Mega. They’re all tied to the Pot Pick bonus, which you trigger by collecting lucky coin symbols. Once you’re in, you pick from various pots hoping to hit that Mega for the biggest possible payout, which can be up to 3,000x your bet in theory, based on the demo settings.

During my time in the demo, I landed the Pot Pick only twice, and hit a small jackpot once but that’s about what you’d expect. There’s also a max win cap, so even if you smash all the right bonuses, it tops out at 3,000x your stake. The progressive element is more about the bonus fun than any actual cash, since this is all for fun on demo credits.

Money Tree - Game screenshot with bonus feature.

Money Tree Visuals & Design

Money Tree looks every bit the part of a modern Asian-themed slot. The game is bright (almost blindingly so), packed with golds and reds, lucky animal carvings, and plenty of sparkly effects when something hits. Reels spin smoothly, and all the symbols are shiny and distinct; no confusion over what’s what, which honestly helps.

There’s an upbeat tune in the background that reminds me of walking through a busy casino, and sound cues for wins and bonuses have that little celebratory pop. The whole design feels like it’s going out of its way to reinforce prosperity and luck, which tracks given the theme. If you’re curious about more Chinese-themed slots, we’ve got a decent selection to try out.

I found the layout clean, mobile-friendly, and intuitive. All the options (autoplay, info, bonus buy) are right where you’d expect. The visuals never got in the way of seeing my results or figuring out what triggered a win.

Play Responsibly

Gamesville’s Money Tree Demo is here strictly for entertainment and learning about the slot’s features. Every spin is powered by a random number generator, guaranteeing random results; there’s no way to win or lose actual money here. The Demo just takes the risk out and lets you discover different bonus features, bet sizes, and triggers.

Even though you can test out free spin rounds or see jackpots pop up, none of your play carries over to real casinos or prepares you for real-money outcomes. The demo is always just for fun, and if you ever take your play elsewhere (like a legal online casino or sweepstakes casino), it’s crucial to play responsibly and know your limits.

Gamesville Verdict: Is Money Tree a Good Slot Machine?

After messing around with the Money Tree demo for longer than I probably want to admit, I have a decent feel for what Swintt was going for. The game piles on bonus features: lucky coin multipliers, bonus pick rounds, progressive jackpots. There’s a lot happening, but it rarely feels confusing. Swintt’s approach actually adds to the slot’s charm, big, bold design, and features for days. That said, because it’s a high volatility slot, don’t expect fireworks on every single spin.

I found the base game pretty standard, but those random mystery bonuses and sudden coin pops make it tough to peel away. It isn’t the simplest slot, but if you like unlocking all sorts of random bonuses or you get a kick out of chasing progressive jackpots (even fake ones), it’s a solid fit. Plays great on mobile, too, no weird UI issues or cut-off screens.

If you’re looking for more demo slots stacked with all sorts of bonus tools, I’d try “Shake Shake Money Tree” for a similar prosperity/jackpot coin approach (and also from Swintt), or “88 Fortunes” which brings the same lucky Chinese visual vibe with its own version of a progressive jackpot and picking bonus. For something with more visual pizazz and fresh bonus ideas, “Fortune Ox” is another nice pick. Want to check out new sweepstakes casinos with fresh slots? Have a look at our page on Sweepstakes casinos for the latest legal options.

Similar Slots Like Money Tree

If you enjoy Money Tree’s gold coin collecting and jackpot system, you’ll want to spin Shake Shake Money Tree next. It’s from the same Swintt family and doubles down on respins and that animated prosperity theme.

For fans of Asian luck and stacked symbols, Fortune Ox from PG Soft gives a different type of bonus game, but delivers just as much excitement with its own brand of wild wins.

Craving more coin-picking jackpots? 88 Fortunes is another classic; expect plenty of coin collections and pick ’em features, plus bold visuals that echo Money Tree’s gold-rich style.

Money Tree Demo FAQs

What is the Money Tree RTP?

The default RTP is 96.48%, sitting just above the average for online slots.

What bonus features does Money Tree have? 

Money Tree has wild symbols, lucky coin multipliers, a Pot Pick jackpot feature, a mystery bonus, free spins, respins, and a Bonus Buy option in the demo.

Does Money Tree Demo have a jackpot? 

Yes! The demo includes four progressive-style jackpots, Minor, Major, Maxi, and Mega, available via the Pot Pick bonus.

Can I change my bet level in the Demo? 

Yes. You can adjust your bet size on every spin using on-screen controls, all with virtual coins in Demo mode.

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Game Info

Min Bet:

1.00

Max Bet:

2000.00

Max Win:

1,000x

Jackpot:

N/A

Free Spins:

N/A

Bonus Buy:

N/A

RTP:

96.15%

Volatility:

medium

Paylines:

5

Reels:

3

Category

Casino

Rating

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